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Updated on Jan. 15, 2025

Our “How-To” guides are designed to help you take control of your finances and navigate common credit and debt challenges. We adhere to strict editorial standards to ensure accuracy.When dealing w...

Updated on Jan. 15, 2025

Struggling to find a bank that accepts you with a low credit score? Credit unions like Self Help might be your best bet. They offer lower fees, better rates, and easier approvals—even for those...

Updated on Jan. 15, 2025

Dealing with a single debt collector is already a headache. But what happens when multiple collection agencies start claiming you owe them for the same debt? Confusing, right? It feels like being...

Updated on Jan. 15, 2025

Getting calls from NCA Collections about a debt you don’t recognize? It’s a problem many people are facing. It’s stressful, frustrating, and downright confusing—especially when you’re unsure...

Updated on Jan. 14, 2025

If you’re living your best life on a budget because of bad credit, here’s some good news—having bad credit doesn’t mean you’re out of options. Financial assistance for bad credit exists, and...

Updated on Jan. 11, 2025

Paying only the minimum on your credit card monthly may seem like a simple way to manage your debt, but it could actually be keeping you stuck. Have you ever found yourself paying only the minimu...

Updated on Jan. 09, 2025

Are you struggling with credit repair? Are you in need of credit repair but unsure where to turn for help?If you're searching for a way to achieve massive results and improve your credit scores q...

Updated on Jan. 09, 2025

Getting calls from keystone collections groups but in the midst of financial hardship? You can overcome it and there are resources to help you through it.  As your credit repair expert, I want to...

Updated on Jan. 09, 2025

Many people face credit challenges that can make securing a mortgage tricky, whether it’s something small like a missed payment or something bigger like a foreclosure. So, one of the most common...

Updated on Jan. 08, 2025

Tired of non stop calls from MCM Collections? Does your heart drop every time their name flashes on your phone? The numbers don't lie. According to the Consumer Financial Protection Bureau (CFPB), ove...

Updated on Jan. 05, 2025

Did you know that you have rights against debt collectors? Yep, it’s true! Under the Fair Debt Collection Practices Act (FDCPA), there are strict rules about how collectors can treat you—s...

Updated on Jan. 04, 2025

What is next gen personal finance? Can it help improve your credit?  As a credit repair expert, I’m here to simplify complex financial topics and empower you with tools to take control of ...

Updated on Jan. 04, 2025

The holidays are over, and the decorations are back in storage. If overspending at the checkout counter left your bank account feeling more "hu, hu, hu" than "ho, ho, ho," you’re not by yourself...

Updated on Dec. 31, 2024

So, your credit score isn't where you want it to be, and you're ready to take action. Feeling overwhelmed by where to start? Don't worry, because ASAP Credit Repair is here to guide you through the pr...

Updated on Dec. 31, 2024

Getting sued by a debt collector? Well, believe me, the numbers facing the same case is overwhelming. Over 70 million Americans have debt in collections, and lawsuits are on the rise.   But...

Updated on Dec. 31, 2024

Are you searching for the best investment of 2025? Let’s break down where your money will work hardest for you. The investment world is evolving rapidly, and staying ahead is crucial. With over ...

Updated on Dec. 27, 2024

Got debt hanging over your head like a bad hangover? Don’t panic just yet.  The best move is to dispute it on your credit report—seriously, it’s the ultimate money-saving hack. ...

Updated on Dec. 27, 2024

Is Your Credit Card Costing You More Than It Should? Did you know the average American pays over $1,000 annually in credit card interest? If your APR is above the national average, you might be overpa...