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Updated on Jul. 23, 2025
What is The Statute of Limitations On Medical Debt in California
Overview: In California, the statute of limitations on medical debt is 4 years for written contracts and 2 years for oral agreements. This means debt collectors have up to 4 years from the date of you...
Updated on Jul. 23, 2025
Who is Helvey and Associates: Everything You Need To Know
Overview: Helvey & Associates is a debt collection agency from Indiana that contacts consumers about unpaid utility bills, medical debts, and other obligations. You have legal rights including deb...
Updated on Jul. 23, 2025
How to Pay Your Old Navy Credit Card the Right Way (And Avoid Credit Score Damage)
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Updated on Jul. 23, 2025
Fh Cann and Associates on Your Credit Report? Here's What You Need to Know
Quick SummaryFh Cann and Associates is a legitimate debt collection company that's been operating since 1999. If they're on your credit report, you owe (or allegedly owe) money to one of their clients...
Updated on Jul. 22, 2025
How to Remove EOS Group from Your Credit Report (Proven Strategy)
If you've landed here after searching for "EOS Group debt collector" or seeing "EOS CCA" on your credit report, welcome to the collection fighters club! Every week, I hear from dozens of clients confu...
Updated on Jul. 22, 2025
How Long Does Medical Debt Stay On Credit Report & What Can You Do
Medical Debt & Your CreditMedical debt can stay on your credit report for up to 7 years, but it doesn’t always have to. If the debt is inaccurate, unverified, or possibly fraudulent, you can le...
Updated on Jul. 22, 2025
Understanding IRS Tax Deductions for Medical Expenses
If your out-of-pocket medical costs are more than 7.5% of your income, the IRS may let you deduct them on your taxes using Schedule A. This can save you hundreds or even thousands in taxes. Medical bi...
Updated on Jul. 22, 2025
What’s the Real Reason People Need Credit Repair?
Quick Overview: If you've ever been denied a loan or stuck with high interest rates, your credit report might be to blame, and not for the reasons you think. In this guide, we’ll discuss the real re...
Updated on Jul. 20, 2025
Medical Revenue Service: Complete Consumer Guide 2025
Medical Revenue Service (MRS) is a legitimate third-party medical debt collection agency that works on behalf of hospitals, clinics, and healthcare providers to collect unpaid medical bills. Joe Mahlo...
Updated on Jul. 20, 2025
Sallie Mae Collections: How To Handle Collection Calls and Credit Report Issues
Sallie Mae collections occur when your private student loan payments are 120+ days late, resulting in charged-off debt sent to collection agencies. These collections can stay on your credit report for...
Updated on Jul. 20, 2025
What Is College Ave, Why is It On My Credit Report?
Discover everything you need to know about College Ave Student Loans and why they appear on your credit report. Learn how to manage your credit effectively when dealing with student loan companies.Edi...
Updated on Jul. 18, 2025
What Is TransUnion Credit Score? Expert Guide to Credit Repair & Improvement
Your TransUnion credit score is a three-digit number generated by the credit reporting company TransUnion. It’s based on your credit history and used by lenders to assess how likely you are to repay...
Updated on Jul. 18, 2025
Why Did My Credit Score Drop? 15 Common Reasons & How to Fix Them
You checked your credit score and your heart sank. It dropped 20, 50, or even 100 points seemingly overnight.I've been a credit expert for 15 years, and this is the #1 question I get asked.The good ne...
Updated on Jul. 18, 2025
Bad Credit Car Loans: How To Get Approved Even With 500 Credit Score
Getting a car loan with bad credit isn't impossible. With the right approach and preparation, you can secure financing and drive away in your new vehicle. This guide covers everything you need to know...
Updated on Jul. 18, 2025
Understanding MOHELA PSLF Issues: What You Need To Know About Your Student Loan
MOHELA's handling of the Public Service Loan Forgiveness (PSLF) program presents serious challenges for borrowers. The process involves complex requirements, inconsistent payment tracking, and the nee...
Updated on Jul. 17, 2025
How To Negotiate With Frost Arnett Debt Collector: A Complete Guide
Quick Answer: How to Negotiate With Frost ArnettTo negotiate with Frost Arnett, first validate the debt in writing within 30 days of contact. Then, review for errors or inflated charges. Once confirme...
Updated on Jul. 17, 2025
Alliant Capital Management On Your Credit Report: What You Need to Know (and How to Remove It)
Quick Answer: Alliant Capital Management is a legitimate third-party debt collection agency based in Buffalo, NY. They may appear on your credit report if they’ve either purchased your debt or been ...
Updated on Jul. 16, 2025
RGL Associates on Your Credit Report: What You Need to Know (and How to Remove It)
Did you just discover RGL Associates on your credit report and have no idea what it means?Are you receiving persistent calls from a number you don't recognize, only to find out it's a debt collection ...