Blog
Updated on Feb. 27, 2024
Teaching Kids About Money: Building Financial Literacy in Children
A question was asked of me: 'Hey Joe, I want to teach my kids about money. What are some age-appropriate financial lessons I can start with?' Teaching kids about money is something I'm genuinely excit...
Updated on Feb. 27, 2024
Does Owing Taxes Affect Your Credit Score?
Hey there! February's here, and you know what that means? Tax season! For folks with not-so-great credit, it's time to think about getting things back on track. Owing taxes affect your credit score. T...
Updated on Feb. 27, 2024
Forgotten Debts Haunting Your Credit? Here's How to Fix It
Hey, you! Yeah, I'm talking to you. Feeling haunted by some forgotten debts lurking in the shadows of your credit report? Don't sweat it. We all make mistakes sometimes. Life gets busy, and bi...
Updated on Feb. 26, 2024
Business and Personal Finances: How to Keep them Separate
I was asked a question: Hey Joe, my husband and I recently started a business six months ago. I'm wondering how to handle my business and personal finances separately. This is an important topic, and ...
Updated on Feb. 26, 2024
Credit Card Payment Hacks to Boost Your Credit Score!
Welcome to our guide on credit card payment hacks to boost your credit score! Ever wonder how small actions can greatly impact your financial health? We're here to uncover simple yet effective strateg...
Updated on Feb. 25, 2024
Take Control of Your Money: How To Balance Credit Card Expenses
Want to know the number one thing you can do with your credit cards that can massively overhaul your credit scores? My name is Joe Mahlow and I've been in the credit financial literacy sp...
Updated on Feb. 24, 2024
Disputing Inaccurate Accounts and Improve Your Score: Credit Repair 101
Hey, do you have late payments on your credit report and need the best solution to get them removed? If so, I have a mind-blowing hack for you. I'm Joe Mahlow, a seasoned expert in the financial and c...
Updated on Feb. 24, 2024
Rebuild Credit with a Car Loan: Strategies for Financial Recovery
Dealing with money stuff can be confusing. If you've tried to get a loan for a car but got turned down, it can feel like hitting a dead end. But don't worry! There are things you can do to make things...
Updated on Feb. 24, 2024
A Simple Guide On How To Write a Persuasive Rental Letter For Sure Approval
Believe it or not, writing that perfect rental letter is easy! And guess what? Securing your dream rental is possible with just a few simple tips. Getting approval for a rental property goes beyond ju...
Updated on Feb. 24, 2024
Does a Credit Dispute Hurt Your Credit? Debunking the Myth and Finding Answers
Are you worried about your credit but don't know what to do? Wondering, "Does a credit dispute hurt your credit?" I'm Joe Mahlow, and I've been in credit and financial literacy for over 15 years. I've...
Updated on Feb. 23, 2024
Credit Repair for Mortgage Approval: Key Strategies and Essential Tips
Understanding the implications of dispute comments on your credit report is crucial, especially when working on credit repair for mortgage approval. This blog post delves into what dispute comments ar...
Updated on Feb. 23, 2024
Best Strategies For Using Loans to Pay Down Your Credit Card Balances
You've got credit card debt. It's hanging over your head like a dark cloud. Maybe you've been making minimum payments forever but barely putting a dent in the balance. Or perhaps an unexpected expense...
Updated on Feb. 23, 2024
How to Rebuild Credit After Bankruptcy: The Path to Financial Recovery
Getting your credit back on track after declaring bankruptcy isn't easy—it's a journey that needs patience, determination, and understanding of the steps involved. As someone who's been through bank...
Updated on Feb. 22, 2024
Mastering Financial Structure: Overcoming Bad Credit for Lasting Stability
Hey, do you have bad credit? That's alright. Your credit score reflects your financial structure. Credit problems often arise when our finances get out of hand. Overspending leads to increased debt ba...
Updated on Feb. 22, 2024
Home Equity Loans: Smart Decisions for Essentials
Are you thinking about getting a loan to buy a new AC for your home? It's a big decision, especially when it's blazing hot outside, and you need relief fast. But before you commit to anything, let's t...
Updated on Feb. 22, 2024
Easy Tips For Choosing The Best Credit Repair Software for Business or Personal Use
Oh boy, I am so excited to share my findings on the best credit repair software out there! As someone who has witnessed people struggle with credit, I know how frustrating and overwhelming it c...
Updated on Feb. 22, 2024
How to Remove Charge-Offs from Your Credit Report: A Step-by-Step Guide!
Are you tired of seeing charge-offs mess up your credit report? It's like they're stuck there, causing trouble. But guess what? There's a way out! At ASAP Credit Repair, we've worked hard to figure ou...
Updated on Feb. 22, 2024
How Secured Credit Cards Work: Your Guide to Build Credit
Having faced rejection for a traditional credit card, you might wonder, "How can I build credit when traditional options aren't available?" It's a common concern, but fear not—there are alternative ...