Updated on Dec. 19, 2024

You think it’s just another Monday morning. Coffee in hand, scrolling through emails … and BOOM—a letter from a debt collection agency hits your inbox. Yep, that’s exactly wha...

Updated on Dec. 18, 2024

When it comes to your credit score, it can sometimes feel like the deck is stacked against you. One missed bill, a forgotten credit card payment from two years ago, and BOOM—your score takes a n...

Updated on Dec. 18, 2024

A 29-year-old graphic designer has wiped out a massive $20,000 debt in just a year, thanks to one simple budgeting trick.  Adam, like so many others, found himself drowning in debt and unsure how...

Updated on Dec. 15, 2024

Hey everyone, let's have a real talk. So, you're working hard to boost that credit score, right? Totally understandable, it's a major priority. But here's the kicker: even if you've managed to achieve...

Updated on Dec. 15, 2024

Should I pay off closed accounts on credit report? That's a very important question, and we get asked it all the time.  As a credit repair business, we often hear from clients unsure whether addr...

Updated on Dec. 13, 2024

Raise your credit score by 50 points in 30 days with these proven strategies!  Whether you're improving your credit for a loan or just want better financial health, this guide will help you achie...

Updated on Dec. 12, 2024

Dealing with a debt collector like ERC can be super stressful—trust me, I’ve been there.You’re probably wondering how it’s impacting your credit score or what it means for your overall finance...

Updated on Dec. 10, 2024

Can a debt be sent to collections without notice? What rights do you have? How can you protect yourself if unfairly pursued? Debt collection is a complex process involving legal rights and obligations...

Updated on Dec. 10, 2024

Facing harassment from CCS Collections over a debt? The important thing to know is to not let their tactics overwhelm you.  We know that getting that CCS notice for a debt is a stressful experien...

Updated on Dec. 08, 2024

A CBNA on your credit report can leave you scratching your head. It's a term that many people encounter without fully understanding what it means or why it’s there.  Upon doing some resear...

Updated on Dec. 08, 2024

Harris and Harris debt collectors might try to sue you for a debt. And we know, that sounds scary. But, before even go to that part, know that you can always push back and win.  By validating th...

Updated on Dec. 08, 2024

What to do when Bonville Collections shows up on your credit report? Bonneville Collections is a debt collection agency that works to recover unpaid debts on behalf of creditors or by purchasing deli...

Updated on Dec. 04, 2024

Are you constantly scouring the internet, typing in “collections etc” to figure out what your rights are?Maybe you’ve come across Collections Etc. and thought, “Oh, cute! Home décor and seaso...

Updated on Dec. 03, 2024

Have you ever received a call or ccs notice claiming you owe money for a debt you don’t even recognize?  Sound familiar? Maybe you’ve had a collector threaten you, or you’ve los...

Updated on Dec. 03, 2024

Are you thinking about getting a personal loan? However yout 500 credit score is holding you back?  Listen, I know the frustration all too well—those endless Credence phone calls and other...

Updated on Dec. 03, 2024

So, your credit score isn't where you want it to be, and you're ready to take action. Feeling overwhelmed by where to start? Don't worry, because ASAP Credit Repair is here to guide you through the pr...

Updated on Dec. 03, 2024

Do you have an amazon business credit card? Welcome back to ASAP Credit Repair Blog, where we break down everything you need to know about credit, money, and keeping your financial life in check. Joe...

Updated on Nov. 30, 2024

Is it illegal to send medical bills to collections? This is a question that a recent client just asked me, and I feel it’s worth discussing. The simple answer is no, it is not illegal.  H...