Updated on Apr. 01, 2024
From No Credit to Good Credit: Your Guide to Establishing Credit
You've decided it's time to establish credit or rebuild your credit score, but you don't know where to start. I get it - the world of credit cards and credit reports can seem overwhelming. But have no
Updated on Mar. 31, 2024
Statute of Limitations on Debt in Texas: What You Need to Know
Hey Joe, can you explain what is statute of limitations on debt is? So, this is a great question! It's all about the statute of limitations on debt. You've probably gotten a call from a debt collector
Updated on Mar. 30, 2024
Rebuilding Your Credit After Divorce Damages Your Score
Hello Joe I'm recently divorced and our joint debts are causing a lot of problems. How can I protect my credit while sorting this out? So, I'm not going to lie, and these situations are really tough.
Updated on Mar. 30, 2024
The Best of Both Worlds: How To Use Whole Life Insurance to Fund Multiple Investments
Hey y'all! I'm back today with an exciting new strategy for investing that lets you double-dip and take advantage of multiple opportunities at once. So Joe, I want to invest my money but also want to
Updated on Mar. 29, 2024
Bonus Money Management: Prioritizing Debt or Investing for Success
Woohoo, bonus time! You just got a nice chunk of unexpected change in your pocket from work. Now comes the big question - what should you do with it? Pay down debt or invest for the future? I've been
Updated on Mar. 29, 2024
Are Gym Memberships Worth the Money? Evaluating True Value
Hey there, fitness enthusiasts! Today, we're delving into a topic that hits close to home for many of us: are gym memberships worth the money? You heard it right – those monthly dues that often sneak
Updated on Mar. 29, 2024
Credit Repair vs Credit Building: What's the Difference?
Hey there, friends! Joe here, back again with another post about everyone's favorite topic—credit scores! I want to share with you a question that Emily, one of our followers, sent. So, what's the dea
Updated on Mar. 29, 2024
Master Your Financial Goals: 5 Steps to Success and Freedom
Imagine the excitement of discovering a readily available technique or simple shortcut that could release you from the stress of money concerns and financial management indefinitely! Although that mig
Updated on Mar. 29, 2024
What Credit Score Auto Loan Dealers Really Use
As a smart shopper in the auto loan arena, it's common knowledge to review your credit score before stepping foot into a dealership. This numerical representation, typically a three-digit figure, is u
Updated on Mar. 28, 2024
The Truth About Switching Banks and Credit Scores
Welcome, everyone! Are you thinking about switching banks but worrying about your credit score? You know how it is—you've been banking with the same company since you opened your first checking accoun
Updated on Mar. 27, 2024
Uncovering the Truth About Transworld Systems
Are you tangled up in a frustrating debt situation with a creditor or collection agency and feeling like you're hitting a brick wall? Don't sweat it. I've got your back. Today, I'm unveiling a potent
Updated on Mar. 27, 2024
Who Is ERC? Your Comprehensive Guide to Understanding ERC Debt Collections
No one enjoys getting calls from Enhanced Recovery Company (ERC). It can be a stressful situation and cause worry about what to say or do. (right?) However, if they are contacting you about a debt tha
Updated on Mar. 26, 2024
Understanding the 7-Year Rule for Credit Reports and Debts
Hello, fellow financial explorers! I'm Joe Mahlow, your seasoned financial expert, and I'm here to shed light on a crucial financial milestone: the seven-year credit rule. Seven years is a familiar ti
Updated on Mar. 25, 2024
How to Acquire a Credit Card When You Have No Credit History
Hey there, I'm Joe Mahlow, a financial expert with over 15 years of experience in finance and the credit industry. My passion lies in unraveling the complexities of financial freedom, especially in th
Updated on Mar. 25, 2024
Is a 700 Credit Score Good? Decoding the Credit Score Mystery!
Hey there, money enthusiasts! Get ready for a super exciting ride through the world of credit scores! I'm Joe, your friendly financial guide, pumped up and ready to explore the mysteries of hitting a
Updated on Mar. 22, 2024
Can Banks Actually Help Fix My Credit? Here's the Truth
Hey all! I'm back with another post about the confusing world of credit repair. Today we're diving into whether banks can actually help fix your credit or if they just want to take your money. Spoiler
Updated on Mar. 22, 2024
How Canceling a Loan Impacts Your Credit Score
Hey there, friends! I wanted to share a quick post about something not many are aware of. Let’s talk about how canceling a loan impacts your credit score. I have one client who recently applied for a
Updated on Mar. 22, 2024
What to Do if Credence Debt Collection Keeps Calling and How to Repair Credit
Hey man, have you been getting calls from this Credence company? I hear stories from many of my clients who've been there before. Credence is a well-known debt collector. They say you owe them money,