Blog
Updated on May. 29, 2025
Turbo Debt: What It Is, How It Works, and Is It Right For You?
Turbo Debt is a debt settlement company that helps individuals reduce their unsecured debts, such as credit card balances, medical bills, and personal loans. Instead of taking out a loan, Turbo Debt w...
Updated on May. 28, 2025
How to Pay Off Credit Card Debt Fast (Even on a Low Income)
Is there a way to Pay Off Credit Card Debt Fast? Yes, you can pay off credit card debt faster by using the debt snowball (paying smallest balances first) or debt avalanche (paying highest interest rat...
Updated on May. 28, 2025
If I Get a 1099-C, Do I Still Owe the Debt? The Complete Answer
If you get a 1099-C, you typically don't owe the original debt to that creditor anymore, but you might now owe income taxes to the IRS on the forgiven amount. The 1099-C means your creditor has cancel...
Updated on May. 28, 2025
What Happens to Your Credit Score If You Mismanage Debt
What will happen to your credit score if you do not manage your debt wisely? Your credit score will drop fast and stay low for as long as seven years. Missing one payment can make your score drop by 4...
Updated on May. 28, 2025
Rocket Mortgage: What Credit Score Do I Need To Get Approved - The Shocking Truth Banks Don't Want You to Know
Rocket Mortgage is America's largest online mortgage lender that lets you apply for home loans completely online in minutes. Like any other lenders, they use your credit score to decide if you qualify...
Updated on May. 27, 2025
Which is Not a Positive Reason for Using a Credit Card to Finance Purchases? Experts Answer
Which is Not a Positive Reason for Credit Card Financing?Quick Answer: The biggest reason that is NOT positive for using credit cards to finance purchases is "buying things you can't afford right now....
Updated on May. 25, 2025
2105201454 on Caller ID: Who Are They and Why Are They Calling Me?
2105201454 is often linked to money collection calls efforts, but many consumers were also reporting this number as a scam. Have you ever seen the number 2105201454 pop up on your phone and wondered, ...
Updated on May. 25, 2025
How Do I Remove ACA Collections From My Credit Report?
If you see "ACA Collections" on your credit report, it means a debt collection agency is trying to collect money you owe. This can lower your credit score and make it harder to get loans or credit car...
Updated on May. 25, 2025
How To Get Rid of Debt Collectors Without Paying: Your Complete Guide
Are you wondering if there's a way to get rid of debt collectors without paying legally? First, let me tell you that it isn't recommended to avoid paying legitimate debts because it can damage your cr...
Updated on May. 24, 2025
Raising a 350 Credit Score: Here's What To Do ASAP!
Having a 350 credit score can feel scary and overwhelming. You might feel stuck or hopeless about your financial future. But here's the truth - you can absolutely fix it! This complete guide will show...
Updated on May. 23, 2025
Practical Steps to Become Debt Free and Take Control of Your Life
Becoming debt free isn't a dream—it's a decision. Are you tired of living paycheck to paycheck and feeling buried in bills? In this guide, you'll learn simple, real-life steps to help you take back...
Updated on May. 23, 2025
How to Find Out if I Have an Eviction on My Record For Free
Wondering how to find out if you have an eviction on your record for free? The answer is yes—there are simple, no-cost ways to check. From searching your local court’s online records to requesting...
Updated on May. 22, 2025
How Much Will My Credit Score Increase if Negative Item Is Removed? A Guide to Credit Recovery
Welcome to your crash course in credit score recovery. Today we're answering the question that keeps millions of Americans up at night: "How much will my credit score increase if negative items are re...
Updated on May. 22, 2025
677 Credit Score: What's My Financial Opportunities With This Number?
A 677 credit score is considered "fair," allowing access to most loans and credit cards, but often with higher interest rates. It indicates some past financial issues, like missed payments or high bal...
Updated on May. 20, 2025
How To Remove Evergreen Professional Items From Your Credit Report
Ever spotted “Evergreen Professional” on your credit report and felt your stomach drop? TOTALLY UNDERSTANDABLE! Loads of people find themselves tangled with debt collection agencies like Evergreen...
Updated on May. 20, 2025
Amsher Collections: Who Are They & Why Are They Calling Me?
Amsher or Amsher Collections is a legitimate debt collection agency based in Florida. There’s only one reason they might be calling you, and that’s to collect a sum of money they believe you owe.E...
Updated on May. 20, 2025
How Long Does an Eviction Stay on Your Record: Real Answers Inside
Ever wondered if that eviction from years ago is still haunting your rental applications? That's a pretty valid worry. We all know how difficult it is to rent an apartment here in the USA if you have ...
Updated on May. 18, 2025
Steps to Take When You Receive a Call from 8773945975 About Outstanding Debt
8773945975 might be Carson Smithfield LLC, a debt collection agency. However, it's important to understand that phone number ownership can change, and debt collection companies sometimes use multiple ...