Updated on Mar. 20, 2024

Talking about Credit Privacy Numbers (CPNs) – those nine-digit codes that promise a shortcut to getting credit. Sounds tempting, right? Thank you for joining me for another insightful discussion. T...

Updated on Mar. 20, 2024

Your credit report reflects your financial health, but hard inquiries can mess it up, especially if they're not legit. But don't worry! With some smart moves, you can kick them out fast. And believe ...

Updated on Mar. 19, 2024

When it comes to securing your financial future, having a strong credit score is crucial. But what about the 30% of Americans who find themselves grappling with poor credit? Don't lose hope – there...

Updated on Mar. 19, 2024

Let's talk money! Today, we're diving into emergency funds and credit – two big players in your financial game. Someone recently asked me, "Joe, can having no emergency fund impact my credit?" ...

Updated on Mar. 19, 2024

Are you grappling with Credit Collection Services (CCS) showing up on your credit report? Ever missed a bill payment and found yourself bombarded with frustrating phone calls? Trust me, you're not al...

Updated on Mar. 18, 2024

Are you thinking about how to cancel your Credit One card? Closing one of your credit cards can be a smart financial move when done right. On the other hand, this can be a double-edged sword when done...

Updated on Mar. 18, 2024

Hey folks, March is here, and you know what that means – it's tax season! I want to focus on this subject since this can greatly impact your finances. Many of you guys might have thoughts about “...

Updated on Mar. 16, 2024

Hey everyone, Joe Mahlow here! Yep, been diving into the credit world for over 17 years now, and let me tell you, we've got some serious magic tricks up our sleeves! Here at ASAP Credit Repair, we spe...

Updated on Mar. 16, 2024

Hey everyone, Joe here. I know how frustrating it can be when you get declined for a credit card. I've seen many of my friends and even family members get rejected more times than they can remember. I...

Updated on Mar. 16, 2024

Hey Joe, I'm a freelancer, and my income varies quite often from month to month. “How can I create a flexible budget that accommodates fluctuations?" So this is a really good question that a lot of...

Updated on Mar. 15, 2024

Talking about removing bankruptcy from your credit report. So I got another resource I want to share. This features a message from a follower, "Hey Joe, my name is Alex. I've just declared bankruptcy....

Updated on Mar. 14, 2024

Hey there, my name's Joe! I'm an expert in finance, helping countless families achieve their dream of homeownership. I want to help you understand what credit score you need to get approved for a mort...

Updated on Mar. 14, 2024

Hey there, Joe Mahlow here. Are you curious on how long do evictions stick on your record? Does it impact your ability to rent in the future? If you're stressing about how past evictions can come bac...

Updated on Mar. 13, 2024

Hey there, folks. Joe Mahlow here, ready to tackle a question that's probably on the minds of many of you: Responding to an Unexpected Credit Limit Decrease. So, I got this comment from one of my vide...

Updated on Mar. 13, 2024

Hey there, folks. Joe Mahlow here, back again to talk about a topic that often gets folks into hot water: cosigning loans. Now, let me be blunt from the get-go. “Should you ever cosign on a loan for...

Updated on Mar. 13, 2024

What's up, it's your boy Joe, back at it again with a winning investment strategy from your favorite investor. I know things are crazy out there, but I wanted to drop some knowledge from my personal e...

Updated on Mar. 12, 2024

Hey there, it's Joe from ASAP Credit Repair, your credit expert extraordinaire! Got a sweet bonus burning a hole in your wallet? Wondering where to put it to work? Well, hold onto your hats, folks, be...

Updated on Mar. 12, 2024

Hey friends, Joe here. You know me - I'm your go-to guy when it comes to all-money talks. You are here because you were struggling with self-control and your overall financial situation, right? Don’...