Updated on Mar. 01, 2024
Today, credit repair is widely regarded as one of the most powerful methods of improving an individual's credit score. This process simply involves utilizing consumer protection laws to dispute inaccu...
Updated on Feb. 29, 2024
"Hey Joe, I've recently paid off a major debt. How soon will my credit score reflect this change?" It's a common query, and it hinges on the creditor's reporting cycle. Each creditor has its own sched...
Updated on Feb. 29, 2024
Welcome to our easy-to-understand guide on fixing mistakes in your credit report. Which is best: Equifax, TransUnion, or Experian? In this blog, we'll discuss how to dispute errors with each of these...
Updated on Feb. 28, 2024
Hey there! Meet a savvy individual who just got a fancy new job with better pay. But here's the twist: instead of blowing all the extra cash on fancy stuff, there's a savvy plan in place. See, every t...
Updated on Feb. 28, 2024
"Joe, any tips for being disciplined?" This question dives into a fundamental aspect of life: discipline. Here, we're talking about more than just routines; it's about effectively managing finances wi...
Updated on Feb. 27, 2024
A question was asked of me: 'Hey Joe, I want to teach my kids about money. What are some age-appropriate financial lessons I can start with?' Teaching kids about money is something I'm genuinely excit...
Updated on Feb. 27, 2024
Hey there! February's here, and you know what that means? Tax season! For folks with not-so-great credit, it's time to think about getting things back on track. Owing taxes affect your credit score. T...
Updated on Feb. 27, 2024
Hey, you! Yeah, I'm talking to you. Feeling haunted by some forgotten debts lurking in the shadows of your credit report? Don't sweat it. We all make mistakes sometimes. Life gets busy, and bi...
Updated on Feb. 26, 2024
I was asked a question: Hey Joe, my husband and I recently started a business six months ago. I'm wondering how to handle my business and personal finances separately. This is an important topic, and ...
Updated on Feb. 26, 2024
Welcome to our guide on credit card payment hacks to boost your credit score! Ever wonder how small actions can greatly impact your financial health? We're here to uncover simple yet effective strateg...
Updated on Feb. 25, 2024
Want to know the number one thing you can do with your credit cards that can massively overhaul your credit scores? My name is Joe Mahlow and I've been in the credit financial literacy sp...
Updated on Feb. 24, 2024
Hey, do you have late payments on your credit report and need the best solution to get them removed? If so, I have a mind-blowing hack for you. I'm Joe Mahlow, a seasoned expert in the financial and c...
Updated on Feb. 24, 2024
Dealing with money stuff can be confusing. If you've tried to get a loan for a car but got turned down, it can feel like hitting a dead end. But don't worry! There are things you can do to make things...
Updated on Feb. 24, 2024
Believe it or not, writing that perfect rental letter is easy! And guess what? Securing your dream rental is possible with just a few simple tips. Getting approval for a rental property goes beyond ju...
Updated on Feb. 24, 2024
Are you worried about your credit but don't know what to do? Wondering, "Does a credit dispute hurt your credit?" I'm Joe Mahlow, and I've been in credit and financial literacy for over 15 years. I've...
Updated on Feb. 23, 2024
Understanding the implications of dispute comments on your credit report is crucial, especially when working on credit repair for mortgage approval. This blog post delves into what dispute comments ar...
Updated on Feb. 23, 2024
You've got credit card debt. It's hanging over your head like a dark cloud. Maybe you've been making minimum payments forever but barely putting a dent in the balance. Or perhaps an unexpected expense...
Updated on Feb. 23, 2024
Getting your credit back on track after declaring bankruptcy isn't easy—it's a journey that needs patience, determination, and understanding of the steps involved. As someone who's been through bank...