Updated on Mar. 02, 2024

I was asked a question: “Hey Joe! I'm a freelancer and my income varies quite often month-to-month. How can I create a flexible budget that accommodates fluctuations?” This is a really good questi...

Updated on Mar. 02, 2024

Hi there, I'm Joe from ASAP Credit Repair. Divorce can be really tough. It's not just about feelings – it's also about money. When couples split up, they often have debts together, and that can mess...

Updated on Mar. 01, 2024

I was presented with a crucial question: "Hey Joe, I want to invest my money but also want to have access to it at the same time. Is there any option for this?" This dilemma is common among investors ...

Updated on Mar. 01, 2024

Hey there! Got a new car? Awesome! Ever heard of something called an extended warranty? It's like extra protection for your ride. We're here to tell you all about it—simple and snappy. We'll cover w...

Updated on Mar. 01, 2024

Correcting inaccuracies on your credit report by disputing them is a crucial and budget-friendly step you can take. It's important to be aware that you have the legal right to challenge any account on...

Updated on Mar. 01, 2024

Today, credit repair is widely regarded as one of the most powerful methods of improving an individual's credit score. This process simply involves utilizing consumer protection laws to dispute inaccu...

Updated on Feb. 29, 2024

"Hey Joe, I've recently paid off a major debt. How soon will my credit score reflect this change?" It's a common query, and it hinges on the creditor's reporting cycle. Each creditor has its own sched...

Updated on Feb. 29, 2024

Welcome to our easy-to-understand guide on fixing mistakes in your credit report. Which is best: Equifax, TransUnion, or Experian? In this blog, we'll discuss how to dispute errors with each of these...

Updated on Feb. 28, 2024

Hey there! Meet a savvy individual who just got a fancy new job with better pay. But here's the twist: instead of blowing all the extra cash on fancy stuff, there's a savvy plan in place. See, every t...

Updated on Feb. 28, 2024

"Joe, any tips for being disciplined?" This question dives into a fundamental aspect of life: discipline. Here, we're talking about more than just routines; it's about effectively managing finances wi...

Updated on Feb. 27, 2024

A question was asked of me: 'Hey Joe, I want to teach my kids about money. What are some age-appropriate financial lessons I can start with?' Teaching kids about money is something I'm genuinely excit...

Updated on Feb. 27, 2024

Hey there! February's here, and you know what that means? Tax season! For folks with not-so-great credit, it's time to think about getting things back on track. Owing taxes affect your credit score. T...

Updated on Feb. 27, 2024

  Hey, you! Yeah, I'm talking to you. Feeling haunted by some forgotten debts lurking in the shadows of your credit report? Don't sweat it. We all make mistakes sometimes. Life gets busy, and bi...

Updated on Feb. 26, 2024

I was asked a question: Hey Joe, my husband and I recently started a business six months ago. I'm wondering how to handle my business and personal finances separately. This is an important topic, and ...

Updated on Feb. 26, 2024

Welcome to our guide on credit card payment hacks to boost your credit score! Ever wonder how small actions can greatly impact your financial health? We're here to uncover simple yet effective strateg...

Updated on Feb. 25, 2024

Want to know the number one thing you can do with your credit cards that can massively overhaul your credit scores?  My  name is Joe Mahlow and I've been in the credit financial literacy sp...

Updated on Feb. 24, 2024

Hey, do you have late payments on your credit report and need the best solution to get them removed? If so, I have a mind-blowing hack for you. I'm Joe Mahlow, a seasoned expert in the financial and c...

Updated on Feb. 24, 2024

Dealing with money stuff can be confusing. If you've tried to get a loan for a car but got turned down, it can feel like hitting a dead end. But don't worry! There are things you can do to make things...