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Can Debt Collectors Contact My Relatives About My Debt?

Updated on Apr. 09, 2024

Can Debt Collectors Contact My Relatives About My Debt?


Hey folks, I'm Joe Mahlow, and I've seen my fair share of financial ups and downs over my 15 years in the credit industry. Let's talk about a real annoyance: debt collectors. You know, it's bad enoug...

Giving Youth Financial Freedom Starts With Credit Knowledge

Updated on Apr. 09, 2024

Giving Youth Financial Freedom Starts With Credit Knowledge


Hey readers, it's Joe Mahlow here. When I think back to my early days after high school, I was totally clueless about personal finance and credit. Like many graduates eager for freedom, I got my firs...

How Much Time Do You Have Before Collections Ruins Your Score?

Updated on Apr. 09, 2024

How Much Time Do You Have Before Collections Ruins Your Score?


As someone who's been in the credit repair industry and had some fair share of late payments, I know that sinking feeling when you see an unfamiliar name on your credit report. We've all been thereâ€...

Why Your Credit Card Application Got Rejected Despite Good Credit

Updated on Apr. 08, 2024

Why Your Credit Card Application Got Rejected Despite Good Credit


Hey everyone, let's have a real talk. So, you're working hard to boost that credit score, right? Totally understandable, it's a major priority. But here's the kicker: even if you've managed to achiev...

How to Keep Your Credit Safe When Opening Joint Accounts

Updated on Apr. 08, 2024

How to Keep Your Credit Safe When Opening Joint Accounts


Hey there, blog readers. It's your favorite credit repair guru, Joe Mahlow, here with some super important tips on how to keep your credit safe when opening joint accounts. As the owner of a successf...

The Complete Guide to Deleting Ability Recovery Services From Your Credit Report

Updated on Apr. 08, 2024

The Complete Guide to Deleting Ability Recovery Services From Your Credit Report


Hey there! Joe here, and if you've found Ability Recovery Services on your credit report for a debt you don't recognize, you've come to the right place. I know it's stressful and confusing, but I've ...

Top Strategies for Paying Off Credit Card Debt Effectively

Updated on Apr. 07, 2024

Top Strategies for Paying Off Credit Card Debt Effectively


Hey there, I'm Joe Mahlow, and I'm pumped to be your guide on this journey to crush your credit card debt! As a true believer in financial freedom and a seasoned expert in credit repair with over 15 ...

Deciphering Charge Cards vs. Credit Cards: What You Need to Know

Updated on Apr. 06, 2024

Deciphering Charge Cards vs. Credit Cards: What You Need to Know


Hey, it's me again, Joe, your credit repair expert! Welcome to the exciting world of personal finance, where charge and credit cards play starring roles in boosting your purchasing power and making l...

Charge-Off Got You Down? How to Remove It Without Paying

Updated on Apr. 05, 2024

Charge-Off Got You Down? How to Remove It Without Paying


Hey there, Joe Mahlow here! As someone who's been in the credit repair biz for over 17 years, I've seen it all. Charge-offs can feel like a hopeless money pit, but take it from me—there are ways t...

How to Effectively Check Your Credit Score and Why It Matters

Updated on Apr. 05, 2024

How to Effectively Check Your Credit Score and Why It Matters


Are you wondering why experts like me always remind you guys to check your credit score? You’ve heard it before: knowledge is power. And when it comes to your finances, knowing your credit score gi...

Mastering Budgeting as a Couple: Expert Tips for Financial Harmony

Updated on Apr. 05, 2024

Mastering Budgeting as a Couple: Expert Tips for Financial Harmony


Hello, everyone, Joe Mahlow here. Let's talk about budgeting as a couple. It can be quite challenging, you know? Transitioning from solely focusing on our own financial needs to juggling the needs an...

Wipe the Slate Clean: Removing Late Payments From Your Credit Report

Updated on Apr. 05, 2024

Wipe the Slate Clean: Removing Late Payments From Your Credit Report


Hey there! Joe Mahlow here, and I've seen it all when it comes to credit repair. Late payments dragging your score down? I've been there too. But here's the good news - those pesky late pays don't ha...

Why Available Credit on Your Credit Card Matters

Updated on Apr. 04, 2024

Why Available Credit on Your Credit Card Matters


Hey there, it's me again Joe Mahlow, and today we are diving into a topic that's crucial for your financial well-being: your available credit! Have you ever thought about how much of it you use? It's...

Struggling With a Debt Lawsuit? Let Me Share Some Hope and Help

Updated on Apr. 04, 2024

Struggling With a Debt Lawsuit? Let Me Share Some Hope and Help


Hey there, friends! Joe Mahlow is here. As the owner of a credit repair company, I've seen my fair share of clients struggle with debt lawsuits. Let me tell you, it's no fun. But I'm here to share so...

Oops, Credit Card Denied? Follow These Tips to Get Approved

Updated on Apr. 04, 2024

Oops, Credit Card Denied? Follow These Tips to Get Approved


Hey there, it's Joe Mahlow again, owner of ASAP Credit Repair. I wanted to share a story from my client, Sophia Rodriguez, who recently got denied a credit card. I know how frustrating that can be, s...

Credit Card Hopping: Smart Money Move or Risky Business?

Updated on Apr. 03, 2024

Credit Card Hopping: Smart Money Move or Risky Business?


Hey folks, Joe Mahlow here. I wanted to talk to you today about credit card hopping - you know, getting a new 0% interest credit card every year or two and closing the old one. Lots of folks think it...

Chase Credit Cards: What Score You'll Need to Get Approved

Updated on Apr. 03, 2024

Chase Credit Cards: What Score You'll Need to Get Approved


Hey there, readers. Joe Mahlow is here! As a financial expert, I've helped tons of clients improve their credit scores to qualify for great rewards credit cards. Getting approved for a Chase card can...

Don't Say

Updated on Apr. 02, 2024

Don't Say "I Do" Before Checking Their Credit Score: The Impact Of Your Partner’s Financial Status


You know the meme going around about making sure to check someone's credit before getting involved with them? As funny as it seems, it actually raises a serious point. When you decide to share financ...

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