Blog
Updated on Mar. 06, 2025
What Can You Do If Carson Smithfield Is Appearing on Your Credit Reports
Is Carson Smithfield appearing on your Credit Reports?Seeing Carson Smithfield on your credit report can be alarming. Who are they, and do you really owe them money? These are all critical questions. ...
Updated on Mar. 04, 2025
Who is Calling From 8005284800? How To Tell If It’s a Scam
Have you tried getting calls from 8005284800?Unknown 800 numbers can be unsettling, especially when they appear linked to a major financial institution like American Express. With fraud on the rise, i...
Updated on Mar. 04, 2025
800-955-6600 Calling? Know Your FDCPA Rights Against The Northland Group
Is your phone ringing and 800-955-6600 showing up on the screen? You might not be familiar with the number. Maybe you pick it up. Perhaps you don't. But it keeps calling. Then you wonder, "Who is this...
Updated on Feb. 21, 2025
Who Does Southwest Credit Systems Collect Debts For?
Southwest Credit Systems is one of the most well-known debt collection agencies in the USA. However, consumers reports that getting a call from them is stressful. Which makes sense, especially if peop...
Updated on Feb. 21, 2025
The Debt Collection Process Explained: What Happens When You Don’t Pay?
Are you worried about what happens if you don’t pay a debt? Whether you’re facing financial hardship or intentionally avoiding payments, it’s important to understand the potential consequences.A...
Updated on Feb. 20, 2025
The Kaplan Group and Your Credit Report: What You Need to Know
If The Kaplan Group, a commercial debt collection agency, appears on your credit report - it’s likely because they are pursuing an unpaid debt.Managing debt can be one of life’s most challenging a...
Updated on Feb. 15, 2025
Can a Debt Collector Garnish My Wages in Texas?
How often is the chance for wage garnishment for debt in Texas?Wage garnishment for debt can occur whenever a creditor obtains a court order, but the frequency depends on the debt type, state laws, an...
Updated on Feb. 15, 2025
Insider Tips for Dealing with Ascension Capital Group Debt
If you're struggling with debt and Ascension Capital Group has entered the picture, it’s important to know what your options are. While debt collection is a stressful and commonly ignored topic, und...
Updated on Feb. 15, 2025
How to Negotiate Settlement Like a Pro and Pay Less
What is an acceptable settlement offer?If you're here, chances are you're feeling the pressure of a lawsuit or relentless calls from debt collectors. But what if debt settlement or paying isn't always...
Updated on Feb. 11, 2025
How to Handle a Capital One Lawsuit: Your Ultimate Guide to Debt Resolution
So, you may have just gotten sued by Capital One. Now, you’re probably looking at this lawsuit and wondering, How am I going to pay this? You may be getting calls from Capital One collections d...
Updated on Feb. 08, 2025
Challenging Encore Capital Group: How to Fight Back Against Debt Collection Harassment
If Encore Capital Group is constantly calling you, sending letters, or leaving negative marks on your credit report, you need to take action.As a trusted voice in credit repair, I’ve written extensi...
Updated on Feb. 06, 2025
Win Your Case Against Portfolio Recovery Associates: Proven Strategies to Fight Back
If you've been sued by Portfolio Recovery Associates or another debt collection agency in Arizona, you might feel overwhelmed. The laws surrounding these cases are constantly shifting, and court ...
Updated on Feb. 06, 2025
Are You Being Harassed by Coast Professional? What You Need to Know
Are you suddenly curious about the Coast Professional collection agency? Maybe you got a call from them, or they keep sending you spam calls every day. I’ve been writing about debt collect...
Updated on Feb. 05, 2025
How Much Should I Offer to Settle My Debt
Settle debt for less—it’s a goal many people have when dealing with creditors or debt collectors. Hi everyone, Joe here—owner of ASAP Credit Repair USA. One of the most common questions I g...
Updated on Feb. 01, 2025
How to Get a Debt Lawsuit Dismissed: Steps and Advice
How to get a debt lawsuit dismissed is a common question for anyone facing legal action over unpaid debts. While it can feel overwhelming, understanding your rights and building a strong defense can m...
Updated on Jan. 31, 2025
Understanding LVNV Funding Pay For Delete: Is it Worth it?
Have you been getting calls from LVNV Funding and don’t know why? LVNV is a debt collection company. They buy debts from other companies and try to collect them for profit.They might offer some...
Updated on Jan. 31, 2025
What Can You Get With a 700 Credit Score?
A 700 credit score is a solid foundation for your financial future. It demonstrates responsible credit use and reliability to lenders. With this score, you can access better loan terms that save ...
Updated on Jan. 31, 2025
ARS Collections: Why They’re Calling You & What You Should Do
“Oh, there's ARS calling me again", Have you ever found yourself saying these words?ARS is a debt collection agency that partners with lenders and service providers to recover unpaid debts. They man...