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Updated on Jun. 01, 2025
How to Qualify For Student Loan Forgiveness Now
Student loan forgiveness can eliminate thousands or even hundreds of thousands of dollars in debt completely. But getting your loans forgiven isn't automatic. You need to understand the specific rules...
Updated on Jun. 01, 2025
How to Handle a Collection Notice from Apelles LLC: Your Complete Guide
Apelles LLC is a debt collection agency in the U.S. When you receive a collection notice from Apelles LLC, send a written dispute letter via certified mail within 30 days to stop their collection effo...
Updated on May. 31, 2025
How to Remove Qualia Collection Services from Your Credit Report
When you see Qualia Collection Services on your credit report, your first thought might be panic. I get it. But here's what most people don't realize: this particular collection agency has specific vu...
Updated on May. 31, 2025
Unifin Debt Collector: Who They Are and How to Deal With Them
Unifin is a debt collector that pursues overdue payments. But knowing your rights can turn the tables. Stay calm, know more about debt collection, learn smart strategies to protect yourself and your c...
Updated on May. 31, 2025
Aldous and Associates: What to Do If They're Contacting You About Debt
Aldous and Associates is a debt collection agency that primarily works with gyms, health clubs, and service providers to recover past-due accounts. If you’ve been contacted by them, it’s likely re...
Updated on May. 30, 2025
How To Resolve a Cavalry Portfolio Services Lawsuit: Complete Defense Guide
Cavalry Portfolio Services often sues to collect old debts like credit cards or loans. If got a debt lawsuit from them, don’t ignore it. This could lead to a default judgment, wage garnishment, or f...
Updated on May. 30, 2025
Velocity Investments LLC: Is This Debt Collector Legit & How to Respond
Velocity Investments LLC is a BBB-accredited debt-buyer in New Jersey that lawfully purchases charged-off consumer debts and must follow FDCPA rule. If they called, you have the right to demand writte...
Updated on May. 30, 2025
Cavalry SPV I LLC: What To Do If They're Contacting You About Debt
Cavalry SPV I LLC is a debt collection company that buys old, past due debts from original creditors for pennies on the dollar. They then attempt to collect the full amount from consumers. That’s th...
Updated on May. 29, 2025
Turbo Debt: What It Is, How It Works, and Is It Right For You?
Turbo Debt is a debt settlement company that helps individuals reduce their unsecured debts, such as credit card balances, medical bills, and personal loans. Instead of taking out a loan, Turbo Debt w...
Updated on May. 28, 2025
How to Pay Off Credit Card Debt Fast (Even on a Low Income)
Is there a way to Pay Off Credit Card Debt Fast? Yes, you can pay off credit card debt faster by using the debt snowball (paying smallest balances first) or debt avalanche (paying highest interest rat...
Updated on May. 28, 2025
If I Get a 1099-C, Do I Still Owe the Debt? The Complete Answer
If you get a 1099-C, you typically don't owe the original debt to that creditor anymore, but you might now owe income taxes to the IRS on the forgiven amount. The 1099-C means your creditor has cancel...
Updated on May. 28, 2025
What Happens to Your Credit Score If You Mismanage Debt
What will happen to your credit score if you do not manage your debt wisely? Your credit score will drop fast and stay low for as long as seven years. Missing one payment can make your score drop by 4...
Updated on May. 28, 2025
Rocket Mortgage: What Credit Score Do I Need To Get Approved - The Shocking Truth Banks Don't Want You to Know
Rocket Mortgage is America's largest online mortgage lender that lets you apply for home loans completely online in minutes. Like any other lenders, they use your credit score to decide if you qualify...
Updated on May. 27, 2025
Which is Not a Positive Reason for Using a Credit Card to Finance Purchases? Experts Answer
Which is Not a Positive Reason for Credit Card Financing?Quick Answer: The biggest reason that is NOT positive for using credit cards to finance purchases is "buying things you can't afford right now....
Updated on May. 25, 2025
2105201454 on Caller ID: Who Are They and Why Are They Calling Me?
2105201454 is often linked to money collection calls efforts, but many consumers were also reporting this number as a scam. Have you ever seen the number 2105201454 pop up on your phone and wondered, ...
Updated on May. 25, 2025
How Do I Remove ACA Collections From My Credit Report?
If you see "ACA Collections" on your credit report, it means a debt collection agency is trying to collect money you owe. This can lower your credit score and make it harder to get loans or credit car...
Updated on May. 25, 2025
How To Get Rid of Debt Collectors Without Paying: Your Complete Guide
Are you wondering if there's a way to get rid of debt collectors without paying legally? First, let me tell you that it isn't recommended to avoid paying legitimate debts because it can damage your cr...
Updated on May. 24, 2025
Raising a 350 Credit Score: Here's What To Do ASAP!
Having a 350 credit score can feel scary and overwhelming. You might feel stuck or hopeless about your financial future. But here's the truth - you can absolutely fix it! This complete guide will show...