Blog
Updated on Jan. 08, 2025
Top 5 MCM Collections Negotiation Tactics to Settle Your Debt
Tired of non stop calls from MCM Collections? Does your heart drop every time their name flashes on your phone? The numbers don't lie. According to the Consumer Financial Protection Bureau (CFPB), ove...
Updated on Jan. 05, 2025
Top 9 Consumer Rights Against Debt Collectors
Did you know that you have rights against debt collectors? Yep, it’s true! Under the Fair Debt Collection Practices Act (FDCPA), there are strict rules about how collectors can treat you—s...
Updated on Jan. 04, 2025
Next Gen Personal Finance: What It Is and Why It Matters
What is next gen personal finance? Can it help improve your credit? As a credit repair expert, I’m here to simplify complex financial topics and empower you with tools to take control of ...
Updated on Jan. 04, 2025
Post-Holiday Budget Reset: 7 Steps to Bounce Back from Overspending
The holidays are over, and the decorations are back in storage. If overspending at the checkout counter left your bank account feeling more "hu, hu, hu" than "ho, ho, ho," you’re not by yourself...
Updated on Dec. 31, 2024
7 Easy to Follow Steps To Clear Out Your Bad Credit History
So, your credit score isn't where you want it to be, and you're ready to take action. Feeling overwhelmed by where to start? Don't worry, because ASAP Credit Repair is here to guide you through the pr...
Updated on Dec. 31, 2024
What To Do If You Have Been Sued By Debt Collectors
Getting sued by a debt collector? Well, believe me, the numbers facing the same case is overwhelming. Over 70 million Americans have debt in collections, and lawsuits are on the rise. But...
Updated on Dec. 31, 2024
Top 5 Best Investment and Strategies to Maximize Returns in 2025
Are you searching for the best investment of 2025? Let’s break down where your money will work hardest for you. The investment world is evolving rapidly, and staying ahead is crucial. With over ...
Updated on Dec. 27, 2024
What Experts Don’t Tell You About How to Settle Debt
Got debt hanging over your head like a bad hangover? Don’t panic just yet. The best move is to dispute it on your credit report—seriously, it’s the ultimate money-saving hack. ...
Updated on Dec. 27, 2024
5 Warning Signs Your Credit Card Interest Rate Is Too High and How to Fix It
Is Your Credit Card Costing You More Than It Should? Did you know the average American pays over $1,000 annually in credit card interest? If your APR is above the national average, you might be overpa...
Updated on Dec. 21, 2024
Here's How To Score a Free Round of Credit Repair Without Spending a Penny
Are you wondering if it's possible to get a free round of credit repair? We all know life isn’t kind to bad credit scores. Struggling to rent an apartment, get a loan, or even snag a decent cred...
Updated on Dec. 21, 2024
How I Used My Netflix Obsession to Pay Off Debt and Fix My Credit
Who knew binge-watching Netflix could help you tackle debt and fix your credit? Turns out, the very obsession that kept me on my couch for hours became a surprising tool in my debt-free journey. If yo...
Updated on Dec. 20, 2024
How Long Does Chapter 7 Bankruptcy Mess Up Your Credit Score?
Filed for Chapter 7 bankruptcy and freaking out about your credit score? Don’t worry, we’ve got you covered. Sure, it might feel like you’ve hit rock bottom, but guess what? It...
Updated on Dec. 20, 2024
Credit Expert Shares 12 Questions You Should Answer Before Taking Out a Loan
When did you last wish for a quick solution to handle unexpected expenses? Or dream about finally funding that big business idea? Loans might seem like the most logical answer but loans are no joke. T...
Updated on Dec. 19, 2024
Here’s How HRRG Collections Could Be Hurting Your Credit Score
HRRG Collections got you stressed? You’re not alone. If they’ve been blowing up your phone or popping up on your credit report, you’re probably wondering how bad this could mess with your financ...
Updated on Dec. 19, 2024
Debt Collection Horror Story That Will Make You Check Your Statements ASAP
You think it’s just another Monday morning. Coffee in hand, scrolling through emails … and BOOM—a letter from a debt collection agency hits your inbox. Yep, that’s exactly wha...
Updated on Dec. 18, 2024
Credit Score Hacks That Are So Ridiculously Easy, It Feels Like Cheating
When it comes to your credit score, it can sometimes feel like the deck is stacked against you. One missed bill, a forgotten credit card payment from two years ago, and BOOM—your score takes a n...
Updated on Dec. 18, 2024
Guy Pays Off $20,000 Debt in 12 Months Using a Trick So Simple, It’s Genius
A 29-year-old graphic designer has wiped out a massive $20,000 debt in just a year, thanks to one simple budgeting trick. Adam, like so many others, found himself drowning in debt and unsure how...
Updated on Dec. 15, 2024
Top Reasons Your Credit Card Application Was Denied Even With Good Credit
Hey everyone, let's have a real talk. So, you're working hard to boost that credit score, right? Totally understandable, it's a major priority. But here's the kicker: even if you've managed to achieve...