Updated on Jan. 22, 2025

Are you receiving calls from Resurgent Capital Services and feeling weighed down by the stress? We'll help you protect yourself!Dealing with debt is heavy enough without the added stress of haras...

Updated on Jan. 21, 2025

Dealing with debt can be overwhelming, but negotiating a lower payment with Midland Credit Management (MCM Collections) is easier than you might think. Whether you're looking to settle your debt or re...

Updated on Jan. 21, 2025

If you’ve spotted United Collection Bureau (UCB) on your credit report, you should know what next step to take. UCB is a common debt collection agency that shows up when an unpaid debt has been...

Updated on Jan. 18, 2025

Overwhelmed by debt and unsure of your next steps?Tired of constant collection calls and ready to take control of your financial future? We’re here to help. Our free guidance is available to anyone ...

Updated on Jan. 15, 2025

Our “How-To" guides are designed to help you take control of your finances and navigate common credit and debt challenges. We adhere to strict editorial standards to ensure accuracy.When dealing wit...

Updated on Jan. 15, 2025

Struggling to find a bank that accepts you with a low credit score? Credit unions like Self Help might be your best bet. They offer lower fees, better rates, and easier approvals—even for those...

Updated on Jan. 15, 2025

Dealing with a single debt collector is already a headache. But what happens when multiple collection agencies start claiming you owe them for the same debt? Confusing, right? It feels like being...

Updated on Jan. 15, 2025

Getting calls from NCA Collections about a debt you don’t recognize? It’s a problem many people are facing. It’s stressful, frustrating, and downright confusing—especially when you’re unsure...

Updated on Jan. 14, 2025

If you’re living your best life on a budget because of bad credit, here’s some good news—having bad credit doesn’t mean you’re out of options. Financial assistance for bad credit exists, and...

Updated on Jan. 11, 2025

Paying only the minimum on your credit card monthly may seem like a simple way to manage your debt, but it could actually be keeping you stuck. Have you ever found yourself paying only the minimum amo...

Updated on Jan. 09, 2025

Are you struggling with credit repair? Are you in need of credit repair but unsure where to turn for help?If you're searching for a way to achieve massive results and improve your credit scores q...

Updated on Jan. 09, 2025

Getting calls from keystone collections groups but in the midst of financial hardship? You can overcome it and there are resources to help you through it.  As your credit repair expert, I want to...

Updated on Jan. 09, 2025

Many people face credit challenges that can make securing a mortgage tricky, whether it’s something small like a missed payment or something bigger like a foreclosure. So, one of the most common...

Updated on Jan. 08, 2025

Tired of non stop calls from MCM Collections? Does your heart drop every time their name flashes on your phone? The numbers don't lie. According to the Consumer Financial Protection Bureau (CFPB), ove...

Updated on Jan. 05, 2025

Did you know that you have rights against debt collectors? Yep, it’s true! Under the Fair Debt Collection Practices Act (FDCPA), there are strict rules about how collectors can treat you—s...

Updated on Jan. 04, 2025

What is next gen personal finance? Can it help improve your credit?  As a credit repair expert, I’m here to simplify complex financial topics and empower you with tools to take control of ...

Updated on Jan. 04, 2025

The holidays are over, and the decorations are back in storage. If overspending at the checkout counter left your bank account feeling more "hu, hu, hu" than "ho, ho, ho," you’re not by yourself...

Updated on Dec. 31, 2024

So, your credit score isn't where you want it to be, and you're ready to take action. Feeling overwhelmed by where to start? Don't worry, because ASAP Credit Repair is here to guide you through the pr...