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Updated on Jul. 30, 2025
How to Rebuild Credit After Bankruptcy: Your Complete Recovery Guide
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Updated on Jul. 29, 2025
How Eviction Records Impact Your Credit Score
🔎 Summary – Remove an Eviction from Your Record ✔️ Evictions don’t show directly on credit reports, but related collections and judgments do. ✔️ You can dispute inac...
Updated on Jul. 29, 2025
How To Take Out A Car Loan After Repossession: Your Complete Recovery Guide
🚗 Overview – Can You Get a Car Loan After Repossession? Yes, you can still qualify for a car loan after repossession, but it takes strategy, time, and a credit recovery plan. In this ...
Updated on Jul. 29, 2025
How To Remove a Discover Credit Card Charge Off From Your Credit Report
⚠️ Quick Summary: A Discover charge-off can drop your score by 50–150 points and stay on your credit report for up to 7 years. You can remove it through dispute strategies, but not all disputes ...
Updated on Jul. 26, 2025
Complete Guide to NTL Recovery Agency: What You Need to Know
I've been helping clients remove collection agencies like NTL Recovery Agency from credit reports for over 20 years. So, If you've just seen "NTL Recovery Agency" on your credit report or received a c...
Updated on Jul. 26, 2025
Why You Might See ARStrat on Your Credit Report
Overview: If you see ARStrat on your credit report, it means a medical provider sent an unpaid bill to collections. ARStrat is a legit debt collector, but that doesn’t mean the debt is accurate. It ...
Updated on Jul. 26, 2025
Got a Call or Letter from CCS Offices? Here's What to Do
Receiving an unexpected call or letter from CCS Offices can be confusing. And let’s be honest, a little stressful.If you’re wondering, “Why is CCS Offices calling me?” or you’re searching fo...
Updated on Jul. 26, 2025
Why Is CKS Prime Investments on My Credit Report? A Complete Guide
So you’re checking your credit report... and boom, there it is.CKS Prime Investments.You’re thinking, “Wait…who is this? I don’t even know this company. Why do they say I owe them money?”D...
Updated on Jul. 25, 2025
Knight Adjustment Bureau on Your Credit Report: What It Means and How to Handle It
My company, ASAP Credit Repair, helped over 65,000+ clients remove collection accounts from their credit reports in the past 12 years.Knight Adjustment Bureau is one name I see way too often.Just last...
Updated on Jul. 25, 2025
Carter Young Inc on Your Credit Report: What You Need to Know Before You Pay
When Carter Young Inc Shows Up: What I've Learned from 200+ Credit Repair CasesThree months ago, Sarah called me in tears. "There's this company called Carter Young Inc on my credit report for $1,847,...
Updated on Jul. 25, 2025
Genesis Credit Management: Can You Trust What's on Your Credit Report?
If Genesis Credit Management suddenly showed up on your credit report, it can be alarming. Especially if you don’t recognize the debt. Are they legit? Is it a scam? And what can you do about it?As a...
Updated on Jul. 24, 2025
How TransUnion Credit Score Is Calculated
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Updated on Jul. 24, 2025
Credit Education: What Is Transunion Credit Score?
Your TransUnion credit score is a number between 300–850 that shows how creditworthy you are, based on your credit history reported to TransUnion. It’s calculated using factors like payment histor...
Updated on Jul. 24, 2025
How To Build Credit Without A Credit Card: Your Complete Guide
Blog Overview: You don’t need a credit card to build a solid credit history.Four proven methods:Credit‑builder loans – Make scheduled payments into a locked savings account that’s reported to ...
Updated on Jul. 24, 2025
First Source Federal Credit Union Debt Guide: What You Need to Know
First Source Federal Credit Union is a legitimate lender, not a scam. If they’ve contacted you about debt, verify it before taking action. You have the right to request written proof, dispute errors...
Updated on Jul. 23, 2025
What is The Statute of Limitations On Medical Debt in California
Overview: In California, the statute of limitations on medical debt is 4 years for written contracts and 2 years for oral agreements. This means debt collectors have up to 4 years from the date of you...
Updated on Jul. 23, 2025
Who is Helvey and Associates: Everything You Need To Know
Overview: Helvey & Associates is a debt collection agency from Indiana that contacts consumers about unpaid utility bills, medical debts, and other obligations. You have legal rights including deb...
Updated on Jul. 23, 2025
How to Pay Your Old Navy Credit Card the Right Way (And Avoid Credit Score Damage)
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