Updated on Nov. 01, 2025
Credit repair Ohio services have become essential for college students facing financial challenges. As someone who has helped hundreds of Columbus students rebuild their credit scores, I understand th...
Updated on Nov. 01, 2025
Best Denver Credit Repair Services can transform your financial future, but only if you choose wisely. I've seen people waste thousands on companies that promise the world but deliver nothing. In the ...
Updated on Oct. 31, 2025
Should you talk to debt collectors during credit repair? The answer is no. I run a credit repair company and see clients sabotage their own cases every week by talking to collectors. Phone conversatio...
Updated on Oct. 31, 2025
Metro 2 Compliance Errors represent one of the most overlooked reasons for inaccurate credit reporting. I run a credit repair company and review thousands of credit reports annually. Most consumers ha...
Updated on Oct. 31, 2025
Northern Star Lending sends accounts to collections after 120 to 180 days of non-payment. I run a credit repair company and see this pattern repeatedly. The process starts with a single missed payment...
Updated on Oct. 29, 2025
Wondering if Capital Mgt Svc is the same as Capital Management Services? Yes, it's short for Capital Management Services, a legitimate debt collection agency. Learn who they collect for and how to han...
Updated on Oct. 29, 2025
If you’re buying your first home, mortgage lenders will review more than just your credit score. They carefully evaluate your payment history, credit utilization, account age, debt-to-income ratio, ...
Updated on Oct. 29, 2025
Late payments on credit report stay for 7 years from the date of the missed payment. This applies to credit cards, loans, and mortgages. The impact fades over time, like recent late payments hurt your...
Updated on Oct. 29, 2025
Veteran Benefits You Earned But Nobody Told You AboutCredit Repair for Veterans operates in a completely different landscape than standard credit repair. Your military service unlocked benefits that m...
Updated on Oct. 29, 2025
"What's the difference between a deletion and an update? And are deletions permanent?"I've answered this question thousands of times. For the past twenty years, we have run a family-owned credit repai...
Updated on Oct. 28, 2025
Credit Repair After Bankruptcy seems impossible when you're staring at a 200 point score drop. I get it. I've sat across from hundreds of clients who thought their financial lives were over.Last mont...
Updated on Oct. 28, 2025
206-922-0880 showed up on my client's phone last Tuesday. She called me in a panic. "Is Amazon really calling me about fraud?" she asked. She cannot recall any upcoming Amazon order, or any payables.T...
Updated on Oct. 27, 2025
833-228-0525 appears frequently in consumer complaint databases and search results related to debt collection. I've been in the credit repair industry for over 15 years, and I've seen countless cases ...
Updated on Oct. 25, 2025
What You Need to Know Before Buying a Home in Huntington Beach Getting approved for a home in Huntington Beach isn’t about hitting the bare minimum score. You need 700+ to compete and 740+ for ...
Updated on Oct. 24, 2025
Real Credit Repair Is Working — You Just Might Be Looking at It Wrong Most people think credit repair “isn’t working” because they’re watching their score instead of their report. The...
Updated on Oct. 24, 2025
Your Credit Score Drop Isn’t from the Dispute — It’s from Behavior Disputing negative items doesn’t hurt your credit. Score dips during credit repair usually come from high utilization,...
Updated on Oct. 24, 2025
A Small Failed Payment Can Wreck Your Credit Here’s How to Stop It A single missed or failed online transaction, even something as small as $47, can cost you up to 100 credit ...
Updated on Oct. 23, 2025
What You Need to Know About PRA Group Inc. If you found PRA Group Inc. on your credit report, it means a past-due account you once owed was sold to this massive debt buyer. They purchase old de...