Blog
Updated on Nov. 15, 2025
Can Multiple Collections Be Removed From Your Credit Report
Can multiple collections be deleted from your credit report? I get this question every single day.Yesterday morning, a woman called my office. Her voice was tired, defeated. "I have five collections d...
Updated on Nov. 13, 2025
The 3 Financial Mistakes That Landed Your Account in Collections
Having an account in collections isn't the result of bad luck or a single oversight. It's the culmination of specific financial mistakes that compound over time.I've analyzed 892 cases of accounts tha...
Updated on Nov. 13, 2025
How Fast Can I Increase a 570 Credit Score
A 570 credit score can rise to 650+ within just 3–6 months. This is if you take the right actions immediately.At ASAP Credit Repair, we’ve helped thousands of Texans rebuild their credit faster th...
Updated on Nov. 13, 2025
How the FDCPA Protects You From Abusive Debt Collection Calls
The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive, harassing, or deceptive practices by debt collectors. It sets clear rules on how collectors ...
Updated on Nov. 13, 2025
How To Remove a Capital One Collections on Credit Report
How to remove a Capital One Collections from a credit report comes down to five proven strategies that have worked for me. This is based on 347 real client data I've tracked between 2020 and 202...
Updated on Nov. 13, 2025
Should I Pay Off a Debt in Collections, or Is It Better to Dispute It?
Should I Pay Off a Debt in Collections? This is a question many people face after getting that dreaded collection notice. Paying it off might seem like the responsible thing to do, but it’s not alwa...
Updated on Nov. 12, 2025
What Happens If You Don’t Pay Your Verizon Bill? Here’s What to Expect
Not paying your Verizon bill is a financial decision with real consequences.Small but mighty, simple yet complex, unpaid Verizon accounts trigger a series of collection actions and credit report damag...
Updated on Nov. 12, 2025
Charge Off Meaning: How It Affects Your Credit
Charge off meaning is straightforward: it's an accounting term used when a creditor writes off your unpaid debt as a loss after you've failed to make payments for a certain period, typically 180 days ...
Updated on Nov. 12, 2025
Who Is Sequium Asset Solutions: What You Need to Know
Sequium Asset Solutions is a debt collection agency that contacts consumers about unpaid accounts on behalf of creditors and financial institutions. Whether you’ve received a letter, phone call, or ...
Updated on Nov. 12, 2025
Who is Tripoint Lending? Why are They Contacting Me?
Tripoint Lending calls can catch you off guard, especially if you don't recognize the name. Your phone rings with an unfamiliar number, and suddenly you're wondering: Is this legitimate?If you've rece...
Updated on Nov. 10, 2025
What Happens To Your Car Loan If Your Vehicle Gets Flooded
What happens to your car loan if your vehicle gets flooded? This is something every car owner with financing needs to understand before disaster strikes.I'm going to show you exactly what happens when...
Updated on Nov. 10, 2025
What Happens When You Miss a Mortgage Payment: The Complete Timeline
Missing a mortgage payment triggers a cascade of financial consequences that start immediately and compound rapidly if left unaddressed. I run the largest credit repair company in Texas, and over the ...
Updated on Nov. 09, 2025
Does Ent Credit Union Report to Credit Bureaus? What Members Need to Know
Ent Credit Union reports to all three major credit bureaus, Experian, Equifax, and TransUnion, every month without exception. I know this because I've personally reviewed 147 credit reports from Ent C...
Updated on Nov. 09, 2025
Does Bridgecrest Report to Credit Bureaus?
Bridgecrest reports to all three major credit bureaus, Experian, Equifax, and TransUnion, every single month. I've reviewed 183 credit reports containing Bridgecrest auto loans over the past four year...
Updated on Nov. 08, 2025
5 Tips to Increase a 670 Credit Score Fast
A 670 credit score sits at the bottom of the "good" credit range, close enough to excellent credit that strategic moves can push you into the 740+ zone within 90-180 days. I've helped close to 70K ind...
Updated on Nov. 08, 2025
Remove Money Management International Fast
Money Management International is a nonprofit credit counseling agency that helps consumers manage debt through education and structured repayment programs known as debt management plans (DMPs). While...
Updated on Nov. 08, 2025
Chase Credit Card Denied? 5 Steps to Get Approved Next Time
Getting your Chase credit card application denied stings. Especially when you thought you had a decent shot at approval. I run the largest credit repair company in Texas, and over the past 15 years. C...
Updated on Nov. 08, 2025
Does GL Financial Services Show Up on Your Credit Report
GL Financial Services reports your mortgage activity to Equifax, Experian, and TransUnion every month. I run the largest credit repair company in Texas, helping over 8,000 families fix credit issues f...