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Sallie Mae Collections: How To Handle Collection Calls and Credit Report Issues

Updated on Jul. 20, 2025

Sallie Mae Collections: How To Handle Collection Calls and Credit Report Issues


Sallie Mae collections occur when your private student loan payments are 120+ days late, resulting in charged-off debt sent to collection agencies. These collections can stay on your credit report for...

What Is College Ave, Why is It On My Credit Report?

Updated on Jul. 20, 2025

What Is College Ave, Why is It On My Credit Report?


Discover everything you need to know about College Ave Student Loans and why they appear on your credit report. Learn how to manage your credit effectively when dealing with student loan companies.Edi...

What Is TransUnion Credit Score? Expert Guide to Credit Repair & Improvement

Updated on Jul. 18, 2025

What Is TransUnion Credit Score? Expert Guide to Credit Repair & Improvement


Your TransUnion credit score is a three-digit number generated by the credit reporting company TransUnion. It’s based on your credit history and used by lenders to assess how likely you are to repay...

Why Did My Credit Score Drop? 15 Common Reasons & How to Fix Them

Updated on Jul. 18, 2025

Why Did My Credit Score Drop? 15 Common Reasons & How to Fix Them


You checked your credit score and your heart sank. It dropped 20, 50, or even 100 points seemingly overnight.I've been a credit expert for 15 years, and this is the #1 question I get asked.The good ne...

Bad Credit Car Loans: How To Get Approved Even With 500 Credit Score

Updated on Jul. 18, 2025

Bad Credit Car Loans: How To Get Approved Even With 500 Credit Score


Getting a car loan with bad credit isn't impossible. With the right approach and preparation, you can secure financing and drive away in your new vehicle. This guide covers everything you need to know...

Understanding MOHELA PSLF Issues: What You Need To Know About Your Student Loan

Updated on Jul. 18, 2025

Understanding MOHELA PSLF Issues: What You Need To Know About Your Student Loan


MOHELA's handling of the Public Service Loan Forgiveness (PSLF) program presents serious challenges for borrowers. The process involves complex requirements, inconsistent payment tracking, and the nee...

How To Negotiate With Frost Arnett Debt Collector: A Complete Guide

Updated on Jul. 17, 2025

How To Negotiate With Frost Arnett Debt Collector: A Complete Guide


Quick Answer: How to Negotiate With Frost ArnettTo negotiate with Frost Arnett, first validate the debt in writing within 30 days of contact. Then, review for errors or inflated charges. Once confirme...

Alliant Capital Management On Your Credit Report: What You Need to Know (and How to Remove It)

Updated on Jul. 17, 2025

Alliant Capital Management On Your Credit Report: What You Need to Know (and How to Remove It)


Quick Answer: Alliant Capital Management is a legitimate third-party debt collection agency based in Buffalo, NY. They may appear on your credit report if they’ve either purchased your debt or been ...

RGL Associates on Your Credit Report: What You Need to Know (and How to Remove It)

Updated on Jul. 16, 2025

RGL Associates on Your Credit Report: What You Need to Know (and How to Remove It)


Did you just discover RGL Associates on your credit report and have no idea what it means?Are you receiving persistent calls from a number you don't recognize, only to find out it's a debt collection ...

Smart Alternatives to Expensive Home Repairs

Updated on Jul. 15, 2025

Smart Alternatives to Expensive Home Repairs


When contractors quote thousands for repairs, these proven alternatives can save homeowners up to 80% while delivering lasting results.Home repairs can drain your budget faster than a leaky pipe drain...

Why Your Home Maintenance Budget Is Failing (And How to Fix It)

Updated on Jul. 15, 2025

Why Your Home Maintenance Budget Is Failing (And How to Fix It)


Most homeowners create a home maintenance budget that's about as useful as a chocolate teapot. They slap together some random numbers, call it a day, and wonder why they're drowning in debt when their...

How to Buy Real Estate With No Money Down

Updated on Jul. 15, 2025

How to Buy Real Estate With No Money Down


What You'll Learn HereThis guide will show you 8 real ways to buy rental property without using your own money. You'll learn what works, what doesn't, and how to get started today..Can You Really Buy ...

Why You're Getting Calls From 18003460775 (And What to Do About It)

Updated on Jul. 15, 2025

Why You're Getting Calls From 18003460775 (And What to Do About It)


18003460775 Quick Overview: What You Need to Know Right NowWho's Calling: 18003460775 belongs to Central Financial Control, a debt collection agency that buys old debts from original creditors and tri...

What Are the Common Financial Benefits of Using Your Work's Group Plan for Insurance?

Updated on Jul. 15, 2025

What Are the Common Financial Benefits of Using Your Work's Group Plan for Insurance?


OverviewYour work's group insurance plan offers major financial benefits since your employer pays 85-90% of premiums. Then, you get tax breaks on your portion, and you receive better coverage at lower...

FCR Services on Your Credit Report: What You Need to Know (and How to Remove It)

Updated on Jul. 13, 2025

FCR Services on Your Credit Report: What You Need to Know (and How to Remove It)


FCR Services (FCR Collection Services) is a debt collector that reports old or unpaid accounts, like gym memberships or subscriptions, to credit bureaus. If they appear on your credit report, you can ...

NPAS Solutions on Your Credit Report: What You Need to Know (and How to Remove It)

Updated on Jul. 12, 2025

NPAS Solutions on Your Credit Report: What You Need to Know (and How to Remove It)


Sarah M. from Denver discovered NPAS Solutions on her credit report three months after what she thought was a routine emergency room visit. "I had insurance, I paid my copay, and then suddenly there's...

Wakefield And Associates: Is This Debt Collector on Your Credit Report?

Updated on Jul. 11, 2025

Wakefield And Associates: Is This Debt Collector on Your Credit Report?


Wakefield And Associates collects debts for other companies. They started in 1986 and focus on medical bills like hospital visits, doctor fees, and ambulance rides.About Wakefield And AssociatesWakefi...

What is the Lowest Credit Score? Complete Guide

Updated on Jul. 11, 2025

What is the Lowest Credit Score? Complete Guide


The lowest possible credit score is 300 for both FICO® and VantageScore® credit scoring models. This represents the absolute bottom of the credit score range, which extends from 300 to 850.What most...

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