Updated on Nov. 13, 2025

How to remove a Capital One Collections from a credit report comes down to five proven strategies that have worked for me. This is based on  347 real client data I've tracked between 2020 and 202...

Updated on Nov. 13, 2025

Should I Pay Off a Debt in Collections? This is a question many people face after getting that dreaded collection notice. Paying it off might seem like the responsible thing to do, but it’s not alwa...

Updated on Nov. 12, 2025

Not paying your Verizon bill is a financial decision with real consequences.Small but mighty, simple yet complex, unpaid Verizon accounts trigger a series of collection actions and credit report damag...

Updated on Nov. 12, 2025

Charge off meaning is straightforward: it's an accounting term used when a creditor writes off your unpaid debt as a loss after you've failed to make payments for a certain period, typically 180 days ...

Updated on Nov. 12, 2025

Sequium Asset Solutions is a debt collection agency that contacts consumers about unpaid accounts on behalf of creditors and financial institutions. Whether you’ve received a letter, phone call, or ...

Updated on Nov. 12, 2025

Tripoint Lending calls can catch you off guard, especially if you don't recognize the name. Your phone rings with an unfamiliar number, and suddenly you're wondering: Is this legitimate?If you've rece...

Updated on Nov. 10, 2025

What happens to your car loan if your vehicle gets flooded? This is something every car owner with financing needs to understand before disaster strikes.I'm going to show you exactly what happens when...

Updated on Nov. 10, 2025

Missing a mortgage payment triggers a cascade of financial consequences that start immediately and compound rapidly if left unaddressed. I run the largest credit repair company in Texas, and over the ...

Updated on Nov. 09, 2025

Ent Credit Union reports to all three major credit bureaus, Experian, Equifax, and TransUnion, every month without exception. I know this because I've personally reviewed 147 credit reports from Ent C...

Updated on Nov. 09, 2025

Bridgecrest reports to all three major credit bureaus, Experian, Equifax, and TransUnion, every single month. I've reviewed 183 credit reports containing Bridgecrest auto loans over the past four year...

Updated on Nov. 08, 2025

A 670 credit score sits at the bottom of the "good" credit range, close enough to excellent credit that strategic moves can push you into the 740+ zone within 90-180 days. I've helped close to 70K ind...

Updated on Nov. 08, 2025

Money Management International is a nonprofit credit counseling agency that helps consumers manage debt through education and structured repayment programs known as debt management plans (DMPs). While...

Updated on Nov. 08, 2025

Getting your Chase credit card application denied stings. Especially when you thought you had a decent shot at approval. I run the largest credit repair company in Texas, and over the past 15 years. C...

Updated on Nov. 08, 2025

GL Financial Services reports your mortgage activity to Equifax, Experian, and TransUnion every month. I run the largest credit repair company in Texas, helping over 8,000 families fix credit issues f...

Updated on Nov. 08, 2025

Can you get a First National Bank of Omaha loan with bad credit? Yes, but your options are limited, and approval depends on how bad your credit actually is. As the owner of a credit repair company, Iâ...

Updated on Nov. 06, 2025

Can you get a car loan after repossession? Yes, you can. However, you need to understand that it won’t be easy. It requires strategic planning, patience, and understanding what lenders actually look...

Updated on Nov. 06, 2025

Regional Finance loans can significantly impact your credit report in both positive and negative ways. I have spent over fifteen years running the fastest growing credit repair company in Texas. I hav...

Updated on Nov. 06, 2025

Break Through 690: The Credit Score Ceiling Nobody Talks About * { margin: 0; padding: 0; box-sizing: border-box; }...